Payment Options 

If you are booking one of our Accredited Courses you will be able to start your theory straight away 
Pay in full 
Pay a £200 deposit and the rest 1 month before the course starts. 
(£40 admin fee applies added to final balance) 
Use our finance option (£40 admin fee applies) 
Why use payl8r? 
We've got you covered 
Apply without effecting your credit 
High acceptance rates 
Low interest rates 
Interest free periods 
Flexible friendly finance 
Interested? 
How does it work 
1.Select our finance option on your course booking form. We will then send your your Payl8r payment link 
2. Our payment process. Select deposit, instalment plan & complete the 60 second application form. 
3. Receive Confirmation Your items have been paid for and on their way to you! 
4. Account Setup Log into your account to view all purchases and payment dates. 
Repayments 
How do I repay Payl8r? 
You can repay in full within 30 days at 0.0% interest, or choose an instalment plan to repay on a monthly basis. You can change your instalment plan at any time. 
 
Interest rates from 1% per month - remember, if you pay in full in the first month, your loan will be at 0% interest. 
 
The Payl8r link will be emailed to you straight from the retailer. Choose your payment plan and you will receive an answer within minutes. 
Qualification 
Will I qualify? 
No CCJs within the last 3 years 
No accounts in default 
Be a UK resident 
Have online banking 
Have a regular source of income 
 
Finance is subject to your ability to repay the loan. 
Affordability 
How do we assess your affordability? 
If you fail a traditional credit check, rather than rejecting your application we may give you the option to submit your affordability instead by supplying an electronic 90 day bank statement. 
 
Representative Example: If you borrow £200 over 12 months at a fixed monthly interest rate of 4% and an annual rate of 48% and representative annual percentage rate of 127.34% You will pay: 
Monthly payment: £24.66. Total amount you repay: £295.92 Total charge for credit: £95.92 
Catherine Taylor Makeup Artist t/a Catherine Taylor the Academy is a registered Trading name, Credit Introducer and Appointed Representative of Social Money Ltd t/a Payl8r, a company registered in England under company number 08054296 and is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 675283. registered with the Office of the Information Commissioner reference number 08054296. 
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